Free for dinners.
Pro when money gets serious.
Purchases happen inside the app on Google Play or the App Store — this page is just the menu.
Free
Everything you need to split fairly
₹0 forever
- ✓ 5 expenses a day (resets midnight IST)
- ✓ Unlimited friends & groups
- ✓ UPI settle-up & simplify debts
- ✓ Personal tracker & basic dashboard
Pro
Every power tool, without the AI
₹99/month
- ✓ Everything in Free, unlimited
- ✓ Receipt scanning & itemization
- ✓ Advanced dashboard, charts & search
- ✓ Saved splits & currency conversion
Pro AI
Everything + your personal AI money coach
₹299/month
or ₹2,999/year — save ₹589
- ✓ Everything in Pro
- ✓ Financier — chat with an AI that knows your money
- ✓ Savings Coach — monthly report on where to save
- ✓ AI statement import & insights (see it)
| Feature | Free | Pro | Pro AI |
|---|---|---|---|
| Expenses per day | 5 | Unlimited | Unlimited |
| Friends & groups | ✓ | ✓ | ✓ |
| Five split modes, multi-payer | ✓ | ✓ | ✓ |
| UPI settle-up & simplify debts | ✓ | ✓ | ✓ |
| Activity feed & notifications | ✓ | ✓ | ✓ |
| Invite links, QR & placeholder friends | ✓ | ✓ | ✓ |
| Recurring expenses | ✓ | ✓ | ✓ |
| Personal tracker & basic dashboard | ✓ | ✓ | ✓ |
| Receipt scanning & itemization | — | ✓ | ✓ |
| Advanced dashboard, charts & analytics | — | ✓ | ✓ |
| Full-history expense search | — | ✓ | ✓ |
| Saved default splits | — | ✓ | ✓ |
| Currency conversion | — | ✓ | ✓ |
| Financier — AI money coach chat, grounded in your own data | — | — | ✓ |
| Savings Coach — monthly AI report: unused subscriptions, grouped EMIs, ways to save | — | — | ✓ |
| AI statement import — 10/month (cards, Paytm, PhonePe, GPay; smart cross-statement dedupe) | — | — | ✓ |
| Gmail bill sync — bills & receipts in your inbox import themselves | — | — | ✓ |
| AI spending insights | — | — | ✓ |
| EMI manager — every loan's tenure, progress & payoff date | ✓ | ✓ | ✓ |
Quick answers
How do I subscribe?
Inside the app: Account → Split Wisely Pro. Billing is handled entirely by Google Play or the App Store.
What's the difference between Pro and Pro AI?
Pro (₹99/month) unlocks every power feature — unlimited expenses, receipt scanning, charts, search, presets. Pro AI (₹299/month or ₹2,999/year) adds the AI layer: the Financier chat coach, monthly Savings Coach reports, AI statement import and AI insights.
Are there limits on the AI features?
Statement imports are capped at 10 per month, and the chat and reports come with a generous fair-use monthly allowance that refreshes on the 1st. Normal use never hits it.
Can I cancel anytime?
Yes — cancel from your store subscriptions page. You keep your plan until the end of the period you've paid for.
What happens to my data if I downgrade?
Nothing is deleted. Paid features lock again; your expenses, groups, tracker and history stay exactly as they were.
Refunds?
Refunds follow Google Play and App Store policies — request them through the store you purchased on.
More in the full FAQ.