Free for dinners.
Pro when money gets serious.
Subscribe right here, or inside the app on Google Play. Either way it unlocks the same account — and every feature is used in the app.
Free
Everything you need to split fairly
₹0 forever
- ✓ 10 expenses a day (resets midnight IST)
- ✓ Unlimited friends & groups
- ✓ UPI settle-up & simplify debts
- ✓ Personal tracker & basic dashboard
Pro
Every power tool, without the AI
₹99/month
- ✓ Everything in Free, unlimited
- ✓ Receipt scanning & itemization
- ✓ Advanced dashboard, charts & search
- ✓ Saved splits & currency conversion
Pro AI
Everything + your personal AI money coach
₹299/month
or ₹2,999/year — save ₹589
- ✓ Everything in Pro
- ✓ Financier — chat with an AI that knows your money
- ✓ Savings Coach — monthly report on where to save
- ✓ AI statement import & insights (see it)
| Feature | Free | Pro | Pro AI |
|---|---|---|---|
| Expenses per day | 10 | Unlimited | Unlimited |
| Friends & groups | ✓ | ✓ | ✓ |
| Five split modes, multi-payer | ✓ | ✓ | ✓ |
| UPI settle-up & simplify debts | ✓ | ✓ | ✓ |
| Activity feed & notifications | ✓ | ✓ | ✓ |
| Invite links, QR & placeholder friends | ✓ | ✓ | ✓ |
| Recurring expenses | ✓ | ✓ | ✓ |
| Personal tracker & basic dashboard | ✓ | ✓ | ✓ |
| Receipt scanning & itemization | — | ✓ | ✓ |
| Advanced dashboard, charts & analytics | — | ✓ | ✓ |
| Full-history expense search | — | ✓ | ✓ |
| Saved default splits | — | ✓ | ✓ |
| Currency conversion | — | ✓ | ✓ |
| Financier — AI money coach chat, grounded in your own data | — | — | ✓ |
| Savings Coach — monthly AI report: unused subscriptions, grouped EMIs, ways to save | — | — | ✓ |
| AI statement import — 10/month (cards, Paytm, PhonePe, GPay; smart cross-statement dedupe) | — | — | ✓ |
| Gmail bill sync — bills & receipts in your inbox import themselves | — | — | ✓ |
| AI spending insights | — | — | ✓ |
| EMI manager — every loan's tenure, progress & payoff date | ✓ | ✓ | ✓ |
Quick answers
How do I subscribe?
Two ways, same result: on this page (sign in, pay by UPI, card, netbanking or wallet via Razorpay), or inside the app on Google Play. Your plan is tied to your account, so it unlocks on every device you sign into.
Do I still need the app if I subscribe here?
Yes — the website only handles your account and billing. Splitting expenses, the tracker, the Financier chat and everything else all live in the Split Wisely app.
What's the difference between Pro and Pro AI?
Pro (₹99/month) unlocks every power feature — unlimited expenses, receipt scanning, charts, search, presets. Pro AI (₹299/month or ₹2,999/year) adds the AI layer: the Financier chat coach, monthly Savings Coach reports, AI statement import and AI insights.
Are there limits on the AI features?
Statement imports are capped at 10 per month, and the chat and reports come with a generous fair-use monthly allowance that refreshes on the 1st. Normal use never hits it.
Can I cancel anytime?
Yes. If you subscribed on this website, cancel from My plan. If you subscribed in the app, cancel from your Google Play subscriptions page. Either way you keep your plan until the end of the period you've paid for.
What happens to my data if I downgrade?
Nothing is deleted. Paid features lock again; your expenses, groups, tracker and history stay exactly as they were.
Refunds?
For app purchases, refunds follow Google Play policy — request them through the store. For website purchases, email us and we'll sort it out.
More in the full FAQ.